Your credit rating. Whenever you complete that loan form, the lending company shall look at your credit rating.
This can help your lender determine whether or not to offer you financing or perhaps not.
Irish Credit Bureau
Most lenders use a credit reference agency, the Irish Credit Bureau (ICB) to check on your credit rating to see your history in repaying loans. The ICB develops your credit rating information that is using gets regarding the different loan agreements from your own loan providers.